🇺🇸 San Francisco · Before you go

Cost calculator in San Francisco

Pick a lifestyle and a length of stay, and see what a month in San Francisco costs: rent, bills, food, transport and the rest. An estimate, not a quote.

For San Francisco
Lifestyle
Rent and spending move together. One-bed, outer neighbourhoods or the East Bay at this level.
6 months
What the figures assume

For one person. Rent follows the guide's bands; utilities cover PG&E gas and electricity, internet and a phone plan, which runs lower than in most US cities because so few flats have air conditioning. Transport assumes a Muni pass and some ride-hailing.

A month in San Francisco~US$5,320per month, comfortable · keep 10–15% spare for surprises
Over 6 monthsUS$31,920
  • RentUS$3,200 60%
  • BillsUS$220 4%
  • FoodUS$950 18%
  • TransportUS$150 3%
  • Going outUS$500 9%
  • Everything elseUS$300 6%
Find a home at this budget

Indicative · checked October 2026 · your Insider confirms current details in San Francisco before you commit to anything.