🇺🇸 New York · Before you go

Cost calculator in New York

Pick a lifestyle and a length of stay, and see what a month in New York costs: rent, bills, food, transport and the rest. An estimate, not a quote.

For New York
Lifestyle
Rent and spending move together. One-bed, outer borough at this level.
6 months
What the figures assume

For one person. Rent follows the guide's bands and excludes broker and guarantor fees; utilities cover electricity and gas, internet and a phone plan, with heat usually included in the rent. Transport assumes OMNY's weekly cap plus the odd ride-hail.

A month in New York~US$5,360per month, comfortable · keep 10–15% spare for surprises
Over 6 monthsUS$32,160
  • RentUS$3,200 60%
  • BillsUS$260 5%
  • FoodUS$900 17%
  • TransportUS$200 4%
  • Going outUS$500 9%
  • Everything elseUS$300 6%
Find a home at this budget

Indicative · checked October 2026 · your Insider confirms current details in New York before you commit to anything.